Terms of Use

This website provides information in relation to investment management, advisory services and financial products of Kieger AG («Kieger»). Please read these terms and any additional legal notices posted on this website carefully. By accessing Kieger’s website («Website») and the services, financial products, opinions, documents etc. contained and described therein, you declare to have read and understood them and agree to be legally bound by these terms of use («Terms of Use»).

If you do not agree to these Terms of Use, please do not proceed to viewing any further web pages of the Website. These Terms of Use as well as the information and materials contained therein are subject to change from time to time without notice.

All data and material on this Website were produced by Kieger to the best of its present knowledge and belief. The opinions expressed on this Website are those of Kieger and its employees only. Any opinions are subject to change without notice. Kieger is not under any obligation to update or keep current the information contained herein.

Access Restriction due to Local Law

The Website and all information and functionality contained therein are not directed at or intended for use by any natural or legal person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses or authorisations by the relevant branch, subsidiary or affiliate office of Kieger and such licenses or authorisations have not been obtained.

Certain financial products and financial services displayed on the Website may not be available to certain investors depending on their country of residence or domicile and/or due to their investor status. Further details on restrictions can be found in the product documentation such as prospectuses, fact sheets and/or in a marketing material published on this Website. Persons to whom all or some of the financial products published on this Website may not be marketed may not access any webpages containing information regarding the relevant financial products.

In particular, none of the financial products mentioned on this Website constitute securities registered under the Securities Act of 1933 (of the United States of America). They may, unless explicitly stated otherwise, not be offered, sold or delivered to US citizens or persons resident or incorporated in the US and/or other natural or legal persons whose income and/or returns, regardless of origin, are subject to US income tax, as well as persons who are considered to be US persons pursuant to Regulation S of the U.S. Securities Act of 1933 and/or the U.S. Commodity Exchange Act as amended from time to time. Nothing on this Website shall be construed under any circumstances as a solicitation of a US Person (as defined in applicable law/regulation) to purchase any Kieger financial products.

Some information contained in this Website is intended for exclusive use by professional clients as defined in the Federal Act on Financial Services of 15 June 2018 (“FinSA”) and its implementing ordinance (“Professional Clients”) and by qualified investors as defined in the Federal Act on Collective Investment Schemes of 23 June 2006 (“CISA”) and in its implementing ordinance (“Qualified Investors”), which have their residence or registered office in Switzerland. Such information is not directed to retail investors as defined by FinSA and retail investors should abstain from accessing the same.

No Offer or Solicitation, Recommendation or advice

All information and material published, distributed or otherwise made available on this Website are provided for informational purposes only and should not form the basis of any investment decision.

No information or material published on the Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

The information on this site is solely product-and service-related. It does not consider any personal circumstances, specific investment objectives, financial situation of any recipient etc. and does not qualify as general or personal investment recommendation or advice.

Kieger does not provide investment, legal, tax or other advice through the Website and does not represent that any financial products or financial services discussed are suitable for any investor.

Therefore, the Website visitor should not rely on the content of this Website when making any investment or other decisions. The materials should not be regarded by the Website visitor as a substitute for the exercise of his/her own judgment. It is the Website visitor’s responsibility to evaluate the merits and risks associated with the use of any materials on this Website before making any investment decisions. Investment or other decisions should be made solely on the basis of the relevant legal fund and investment product documents (prospectus/offering memorandum, fund contract/articles, key information documents, financial reports) of the respective fund and/or investment product.

Kieger recommends that you contact an independent financial advisor, tax consultant or other qualified expert in order to determine whether an investment in a particular fund corresponds to your specific requirements and preferred level of risk.

Performance Notice

Past performance is no indicator of future development and does not offer any guarantee for future returns. The performance data do not include commissions and costs incurred by investors when subscribing or redeeming fund shares. The calculation is performed in a product's currency and may rise or fall as a result of exchange rate fluctuations.

Forward Looking Statements

The Website may contain statements that constitute «forward looking statements». While these forward-looking statements may represent Kieger's judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Kieger's expectations. Kieger is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward-looking statements whether as a result of new information, future events, or otherwise.

Risk Disclaimer

All investments are associated with risks, which include the potential loss of the capital invested. The prices, values and profits of invested capital can fall and rise. Investments in foreign currencies are also subject to exchange rate fluctuations. Details regarding the risks associated with a specific investment product are described in the current product documentation, which must be read carefully before investing in any financial products displayed on this site. Furthermore, the most significant risks of investments in financial instruments are explained in the brochure RISKS INVOLVED IN TRADING FINANCIAL INSTRUMENTS of the Swiss Bankers Association (SBA).

No Warranty

The information and materials contained on the Website are provided «as is» and «as available». Kieger makes no representations or warranties of any kind, either expressed or implied, with respect to the information and functionality contained on the Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, Kieger does not warrant the accuracy, timeliness, completeness, reliability or availability of the information published on this Website or of the Website itself. Kieger does not warrant that the information or results obtained from the use of the Website, or that the Website itself is virus-free or error-free.

No Liability

To the fullest extent permitted by law, Kieger or any of its directors, employees or agents bear no liability whatsoever to any person for any direct, indirect or consequential loss, claim, expense or damage of any kind, lost profits or costs arising from the use of (whether such use is proper or improper), or access to the Website (or the inability to access or use this Website) whether in contract or in tort, including negligence.

This exclusion of liability shall also apply to all damages that can be ascribed to third-party tampering with the Website. Kieger also reject any liability for third-party manipulation of its IT system.

Links to other Websites

The Website may contain third-party content or links to third-party websites. This content and these links are provided for convenience and information purposes only. Kieger has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third-party content or third-party websites, including but not limited to, their accuracy, subject matter, quality or timeliness. Kieger shall have no liability for third-party content or websites or websites linking to or framing the Website.

Intellectual Property

All Content included on the Website and the copyright, trademarks and other intellectual property rights subsisting in that content, unless specifically labelled otherwise, belongs to or has been licensed by Kieger. All content is protected by applicable Swiss and international intellectual property laws and treaties.

Unless stipulated otherwise by the applicable mandatory law, you may not reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use content from the Website, unless you have been given express written permission to do so by Kieger.

No part of the Website or information contained therein is intended to grant a licence or a right to use a registered trademark, a logo, an image or other content comprising protected intellectual property.

You may not use any content saved or downloaded from the Website for commercial purposes without first obtaining a licence from Kieger (or our licensors, as appropriate) to do so.

Electronic Communication (E-Mail)

The Internet is a universally accessible medium. Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country. In no event should you use ordinary E-mail to transmit personal or confidential information.

Unless explicitly stated otherwise, Kieger does not accept any orders or instructions sent by E-mail or any other electronic messaging system.

Kieger shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to Kieger using ordinary E-mail or any other electronic messaging system.

Privacy

Your privacy is of essence to Kieger. We are committed to keeping your personal data secure.

Our Privacy Statement explains how we process personal data. It is directed to individuals whose personal data we handle in the course of carrying out our commercial activities. Those individuals could be clients or prospective clients or their representatives, agents or appointees, or an employee, director, officer or representative of another organization with which we have a business relationship. The Privacy Statement is also directed to visitors to our Website.

Please refer to our Privacy Statement.

Cookies

Kieger uses cookies to personalize and improve your site experience. For more information on what cookies we use and how they affect you, please visit our Cookies Policy. When selecting 'Manage cookies' you are given the opportunity to accept only the categories of your choosing.

Please be aware that certain types of cookies are necessary to browse our site and therefore cannot be disabled. These necessary cookies do not collect any personal information about you.

Please refer to our Cookie Policy.

Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Agreement to the Terms of Use

By accessing our Website and the services, products, information, opinions, documents, functions etc. contained or described therein, you declare that you have understood and accepted these Terms of Use. Please also read carefully any additional legal notices and additional terms which apply to the services and products published on this site.

Conflict with Additional Terms

Certain web pages or areas on the Website may contain additional terms, conditions, disclosures and disclaimers (together «Additional Terms»). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.

Third-Party Data

Third-party data is owned or licensed by the data provider and may not be reproduced or extracted and used for any other purpose without the data provider's consent. Third-party data is provided without any warranties of any kind. The data provider and issuer of any data or document published on the Website shall have no liability in connection with the third-party data.

MSCI

The MSCI information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast or prediction. The MSCI information is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the “MSCI Parties”) expressly disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages. (www.msci.com).

Governing Law and Jurisdiction

The use of this Website shall be governed by the laws of Switzerland and any conflict of law provisions shall not apply. Exclusive forum for the resolution of any dispute or legal issue arising out of or in connection with this Website shall be submitted to the courts of Zurich, Switzerland.

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